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Get an insurance quote!

Auto insurance

Car insurance company rates vary depending on many factors, which is why it's so critical to shop around for car insurance quotes. Our licensed agents are able to answer your questions, guide you as you shop and quickly help you find and purchase a new insurance policy.

Get a quick, personalized auto insurance quote today.

Types of Insurance

We offer insurance for just about anything that moves you. Whether you're on the road, the trail, or the water we're here to help you get the type of vehicle insurance you need.

Auto Insurance Come see why your neighbors insure their vehicle with us.
Motorcycle Insurance Before you hit the road see how we can help you save money on motorcycle insurance.
ATV Insurance Get a quote and make sure you and your ATV are covered.
RV Insurance Enjoy the freedom of your RV with a specialized policy at a great price.
Boat/PWC Insurance Relax knowing you're covered on the water with great rates and outstanding customer service.
Collector Auto Insurance We know that your car is one of a kind. See how we can help protect your investment.
Rideshare Insurance Whether you're performing rideshare tasks or just cruising for fun, we've got you covered.

Types of Coverage

When it comes to car insurance, you’ve got plenty of options — from collision and comprehensive to rental and rideshare. We’ll help you find out what type and how much auto insurance you might need.

A personal auto policy is made up of a few separate parts:

Liability he most basic definition of liability coverage in an insurance policy is coverage for damage or injury you cause to someone else or their property. For a personal policy, the limits in the state of Georgia start at $25,000 coverage for any one occurrence. $50,000 for the aggregate (total available for the policy) and $25,000 property damage. The liability amounts can go up incrementally according to how much coverage an insured desires.
Uninsured or Under-insured Motorist When an accident occurs and the party at fault either doesn't have an insurance policy or their current policy has insufficient limits to cover the cost, this part of the policy provides coverage.
Comprehensive and Collision This part of a policy is usually required by a lien holder. It also is frequently accompanied by a deductible. This coverage is designed to repair or reimburse the damage sustained to the property belonging to the policy holder.
Various "bells and whistles" Different carriers offer different additional coverage options such as roadside assistance, vanishing deductibles and various other features.

Factors Affecting Rate

Car insurance companies look at a number of different things when it comes to rates. Here are a few biggies:

Driving record If you don't have accidents and tickets on your record, you pay less for car insurance.
Where you live Rates vary state to state. Even by ZIP code.
Age Older drivers tend to pay less for insurance than younger drivers.
Marriage status Depending on your state, you might see a lower premium than your single friends.
Gender Women tend to pay less for insurance in some states.

Find out how surprisingly painless insurance can be

We work hard to make insurance simple, transparent, and affordable because we think customers deserve better.

Most importantly, our associates are committed to not only protecting our customers but also to supporting and improving the communities we serve.

Locations

CALHOUN
210 S Wall St Calhoun Ga 30701

SUMMERVILLE
10143 Commerce St Summerville Ga 30747

Hours

Available 8:30am - 5:00pm M-F
Saturday by appointment

(706) 403-2999