Contractors Insurance to fit your budget & needs
Why do Skilled Workers need Insurance?
A client might deny you the opportunity to place a bid, due to lack of appropriate insurance.
If regulations in your State require you to possess insurance, you may face hefty fines, or risk losing your business license.
An accident or incident while on the job may cause physical harm or other forms of damage to clients or third parties.
Your workers may sue for compensation of unpaid work if a client contract is breached.
These are only some of the scenarios skilled craftsmen face on a regular basis. To keep yourself grounded amidst all these concerns, it is important to remind yourself that you are a small business owner. You have invested a significant amount of money to start up your business, let alone run it. Regardless of whether you take on larger projects or not, you will need to protect your business in whatever ways you can.
If you are an artisan wondering how to avoid going overboard on business insurance you do not need, while receiving the insurance you do, contact our agency! We will advise you on everything you need to know, as well get you fast and affordable insurance plans for your business.
INSURANCE FOR A HANDYMAN
As an independent agent, we know the importance of properly classifying our clients.
And handymen can be especially easy to misclassify because they do so many odd jobs.
We will ask the following questions to make sure to get your classification and coverage right the first time:
1. What specific services do you provide?